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What is Mortgage Repayment Protector?

• Mortgage Repayment Protector is simply designed to pay all or part of the customers monthly mortgage repayments should they be out of work for more than 30 days due to:

⇒ PAYE: Accident, Illness, Redundancy

⇒ Self/State: Accident, Illness, Hospitalisation

• The customers benefit cover will depend on the type of employment they are in. This means that Self employed or State employed customers receive Hospitalisation cover instead of Redundancy cover.

• The customer can choose how much cover they want in multiples of €100 to a maximum of €2,000 per month.

• The customer can cover an extra 20% on top of their monthly mortgage repayment, which can be used to help pay other bills such as life insurance premiums, etc.

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What is Income Protection?

Income Protection is a form of disability or sickness insurance that can help prevent financial worries should you no longer be able to earn an income.

It is a very simple plan, that is becoming increasingly popular in order to protect lifestyles in today's world. You simply pay a monthly premium, based on factors such as your occupation, health, etc. that will ensure you receive a regular income if you are unfortunate enough to be out of work. There are no restrictions on the type of illness, injury, accident or disability that are covered.

Best of all, the important choices are up to you. Depending on your own individual circumstances, you can choose from various options. This enables you to tailor the product to suit your own requirements.

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